staff Accident Insurance Coverage

Accident Insurance designed for staff

Sure, you’re careful, but no matter how careful you are, accidents happen. Maybe you slipped on an icy walk, fell from a ladder, or injured yourself playing sports. Paying for an accident can be a serious problem.

One of the biggest financial hardships for Americans are medical expenses. Accidents included. On average, Americans visit the doctor almost 70 million times a year to treat injuries. This is why accident insurance is important.

Accident insurance is a supplemental insurance to your primary health care insurance. It helps you to lay out of pocket medical and non-medical costs from an accident or injury.

This type of insurance provides lump sum cash benefits. They are paid directly to you, not the doctors or hospitals, on an indemnity basis.

This cash can be used to cover any expenses related to your accident. Including non-medical expenses like rent, groceries, childcare, and more.

How much you receive depends on your diagnosis and the severity of your injury, how the injury was treated, and what type of coverage you have.